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Why Choose Us for a New Home Loan or Mortgage Refinance?

Are you ready to refinance?

refinance

Be Smart, Be Debt Free

Do you have a mortgage AND a car loan, student loan, or credit card debt? Simplify your life! Consolidate your consumer debt down to only one payment per month – all while paying off your home sooner and lowering your overall monthly payment

Start Your Refi

Considering a purchase?

Get The Buying Power You Need

The Mortgage Assured program is a unique option to give you the power to get the home you want. Get more than just a pre-approval. Receive a commitment to lend before the contract is signed. This means you’ll look more serious than other offers.

Get Approved

There are lots of good reasons to choose an FHA loan…

Low down payments

Low closing costs

Easy credit qualifying

More FHA Loan Info

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Discover How Easy the Lending Process Can Be With Total Home Lending.

We’ll help you through every step of the process.

Get Pre-approved:
Find out how much mortgage you can afford.

Find Your Dream Home: Shop with confidence knowing you are approved for a loan.

Partner with an Expert: Contact a Total Home Lending specialist to help you secure a mortgage at a great rate.

Reach your Retirement Goals: Refinance your existing mortgage to pay off your debt faster.

What Our Clients are Saying…

I currently work for a large bank and had every opportunity to use the employee lending team who gave me both incentives to my interest rate and closing costs, but Total Home Lending was still able to provide me with a more competitive deal
Andy Psilis
My experience with Total Home Lending has been nothing but great. For starters, the company was wonderful to work with throughout the entire process from the pre-approval to the finishing paperwork. The information sharing and communication between their departments was on point, so that I never had to re-explain myself, and everyone knew what was going on.
Aaron Cary
I was worried that I wouldn’t be able to qualify for a loan. I spoke with Benjie and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.
Larry Benson
Our THL Loan Specialist was honest, courteous and worked closely with us to ensure that we were getting the best mortgage rate possible. Stephen even went out of his way and came to the closing of our new home just to be sure we were comfortable with all the paperwork we were signing.
Ron & Lisa Shindorf

“At Total Home Lending, Our goal is simple, We want to match you with the best program to fit your needs and make the process as easy as possible.”

Contact Us

4 Ways to Contact Us to Get Started

  • Time to Talk: mortgages & divorce

    Time to Talk: mortgages & divorce

    You’ve made the decision to separate, but you don’t want to separate yourself from living in a house. Or you are trying to figure out what to do with the house you bought together (and [...]

  • So, what happens when I can’t make my mortgage payments?

    So, what happens when I can’t make my mortgage payments?

    We are here to have the difficult conversation with you- the one about what happens when you can no longer make your mortgage payments. First and foremost, ignoring the problem is only going to cause [...]

  • Debt Management: Time to take control of your finances

    Debt Management: Time to take control of your finances

    For many, debt is a big, scary word with countless implications. So taking on a home mortgage can be just as daunting. But we are here to tell you... it’s manageable! Whether you are 100% [...]

Time to Talk: mortgages & divorce

You’ve made the decision to separate, but you don’t want to separate yourself from living in a house. Or you are trying to figure out what to do with the house you bought together (and [...]

So, what happens when I can’t make my mortgage payments?

We are here to have the difficult conversation with you- the one about what happens when you can no longer make your mortgage payments. First and foremost, ignoring the problem is only going to cause [...]

Debt Management: Time to take control of your finances

For many, debt is a big, scary word with countless implications. So taking on a home mortgage can be just as daunting. But we are here to tell you... it’s manageable! Whether you are 100% [...]

Demystifying Mortgage Terms

You’re a first time home buyer. Or you’re looking for your second (or third or fourth) home. Either way, there are a lot of terms thrown around in the mortgage industry. And there are probably [...]