18 07, 2017

Renting vs Buying: the breakdown

You are a recent college graduate, saddled with student loans and a monthly rent payment that is much higher than you ever expected. Or… You have been a long-time renter because you never thought you were able to afford a mortgage. Or maybe you were a homeowner who either sold or lost their home and [...]

27 06, 2017

Down Payments (even if you have the cash)

Mortgages are not just for the average American. They are actually for everyone- regardless of how much cash they have on hand. Fun fact- the Facebook founder Mark Zuckerberg refinanced on his home in 2012 which ultimately saved him a significant amount of money each month. So, yes, even billionaires have mortgages. So, there are [...]

19 06, 2017

15 vs 30

Finding the mortgage that is best for you, best for your family, and best for your unique situation can take a little time (and a little research). So we decided to get down to the basics on the differences between short-term and long-term loan options. If you have any experience in the world of home-buying [...]

10 06, 2017

Buying After Bankruptcy

When the economy fell just over a decade ago, many of American’s lost their careers and their homes. And since then they have been struggling to bring themselves back to where they came from. If you fall among the percentage of American’s who declared bankruptcy during this period in time, you are not alone. But [...]

31 05, 2017

The Reverse Mortgage

If you are considering a reverse mortgage, there are a few key things to consider before taking the plunge. Like any financial undertaking, it is important to ponder these decisions. First, we should start with what a reverse mortgage actually is. Essentially, it is a type of home loan that allows you to turn the [...]

27 05, 2017

DIY: Landscaping Style

Landscaping does not need to cost thousands of dollars. Just keep that in mind while you are brainstorming ways to improve your home value. Here are our top 5 ways to keep your lawn looking fresh and sharp, without spending  a fortune.   Flower boxes have not gone out of style We are serious! They [...]

15 05, 2017

Mortgages: not just for houses

If you fall into the group of people who are interested in building their home, rather than buying, that may be a question that has crossed your mind. Typically, mortgages are associated with houses. Even though you are technically starting your process by purchasing a plot of land, mortgages are still for you!   The [...]

26 04, 2017

The Art of the Downpayment

There is an art to figuring out exactly how much of a down payment you should make on a house. But don’t let the basic concept of a down payment deter you from searching for your new home.   So, what is considered an appropriate down payment? Well, typically putting down 20% of the cost [...]

20 04, 2017

Ready to Buy (and Sell)

We have been sharing quite a bit about first time homeowners. But what about those of you who are ready to embark on a new journey- the second (or third) home. As a current homeowner, there are a few more steps involved than just getting a mortgage and finding a house. Yes, you got it- [...]