Renovations. Remodeling. Home Improvement. This can be anything from a new front door to an entirely renovated kitchen. But what about the addition of a second floor? For many homeowners living in single-storey homes, the idea of expansion may only be possible by building up. Especially in quickly-growing cities or in already established neighborhoods, up [...]
A mortgage definitely does not fall into the “small” or “short term” category. Whether you have a 10, 15, or 30 year mortgage- you have signed yourself up for the full marathon. Yes, you are in it for the long haul. Since you will be working directly with your mortgage lender throughout this entire period [...]
There are more than a handful of different ways to get your home “ready” for the fall. And that can include checking on your house’s gutters, yard clean-up, and more. But there are a few things that definitely will not be on that list. Like ensuring your home is cozy, warm, and 100% ready for [...]
The big day has come. Homeowners insurance- check Home inspection- check Now comes the day you have been waiting for. The day you officially close on your home. If everything is in place, the day itself should be a breeze. What exactly should you expect? First and foremost, give yourself ample time and bring [...]
I’m sure if we asked each of you, right now, to name one thing that you think can make you ineligible for a mortgage, you could each name at least two. One of those is a credit dispute. What exactly is a credit dispute? When you have found a discrepancy or inaccuracy on your [...]
You are a recent college graduate, saddled with student loans and a monthly rent payment that is much higher than you ever expected. Or… You have been a long-time renter because you never thought you were able to afford a mortgage. Or maybe you were a homeowner who either sold or lost their home and [...]
Mortgages are not just for the average American. They are actually for everyone- regardless of how much cash they have on hand. Fun fact- the Facebook founder Mark Zuckerberg refinanced on his home in 2012 which ultimately saved him a significant amount of money each month. So, yes, even billionaires have mortgages. So, there are [...]
Finding the mortgage that is best for you, best for your family, and best for your unique situation can take a little time (and a little research). So we decided to get down to the basics on the differences between short-term and long-term loan options. If you have any experience in the world of home-buying [...]
When the economy fell just over a decade ago, many of American’s lost their careers and their homes. And since then they have been struggling to bring themselves back to where they came from. If you fall among the percentage of American’s who declared bankruptcy during this period in time, you are not alone. But [...]
If you are considering a reverse mortgage, there are a few key things to consider before taking the plunge. Like any financial undertaking, it is important to ponder these decisions. First, we should start with what a reverse mortgage actually is. Essentially, it is a type of home loan that allows you to turn the [...]
