Buying a House

If you’re like most people, purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can. At Total Home Lending, we are dedicated to finding the loan that fits your individual needs .

Here is the home buying process:

  1. Pre-Approval
  2. Hunt for homes
  3. Get an offer accepted
  4. Make deposit on home
  5. Loan application
  6. Order appraisal, title and verifications
  7. Homeowners Insurance Quotes
  8. Submit to underwriting
  9. Receive and review appraisal, title and verifications
  10. Review approval conditions
  11. Re-submit to underwriting
  12. Receive a clear to close
  13. Pay insurance and schedule closing
  14. Submit documents to the title company
  15. Title company prepares final numbers
  16. Review numbers
  17. Sign and own