Buying a House
If you’re like most people, purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can. At Total Home Lending, we are dedicated to finding the loan that fits your individual needs .
Here is the home buying process:
- Pre-Approval
- Hunt for homes
- Get an offer accepted
- Make deposit on home
- Loan application
- Order appraisal, title and verifications
- Homeowners Insurance Quotes
- Submit to underwriting
- Receive and review appraisal, title and verifications
- Review approval conditions
- Re-submit to underwriting
- Receive a clear to close
- Pay insurance and schedule closing
- Submit documents to the title company
- Title company prepares final numbers
- Review numbers
- Sign and own